Looks like we’re going to have a little bit of a cool down this weekend (hey, it’s Texas, highs in the 90’s in August is a cool down), so head out and enjoy some great open houses! And there’s no better place to start your search than the Ebby Open House Search page for the best selection of North Texas Open Houses this weekend. Not only will you find almost 250 great open houses, but you can also sort them by all your desired search criteria! There s no better place to search for weekend Open Houses than ebby.com!
Be sure and check out the Ebby Open House Search page for the best selection of North Texas Open Houses this weekend. Not only will you find almost 300 great open houses, but you can also sort them by all your desired search criteria! There’s no better place to search for weekend Open Houses than ebby.com!
This summer, Staycations have become more popular than ever. With that in mind, Ebby has partnered with some of the area’s top retailers and service providers to offer the people of North Texas an option for some fun this summer without breaking the bank! With Ebby’s Summer Staycation Giveaway, you can register to win great prizes for FREE! And you can increase your chances by registering once per day through August 7. All winners will be announced after August 11.
Some of the great prizes available include an overnight stay at The Rosewood Mansion on Turtle Creek, an Ultimate Escape Package from The Spa at Whole Foods Market, a wine tasting for 10 from Times Ten Cellars and more.
To see a complete list of prizes and to register to win now, click here.
The recent tightening of mortgage lending standards makes FHA financing more attractive than ever for many buyers. FHA is a great loan for first-time buyers and is also a good choice for others as well. Here s why:
LOW DOWN PAYMENT
A down payment as low as 3.5 percent from the buyer s own funds is usually required. However, in many cases, the lender may allow the buyer s down payment to be a gift from a relative.
MODEST CREDIT SCORES
Buyers with credit scores between 620 and 740 may obtain a lower rate and lower fees than with conventional financing.
FHA is often more lenient regarding a borrower s previous payment history. Even a past bankruptcy may not disqualify a borrower from obtaining a loan.
The seller can often contribute as much as 6 percent of the purchase price toward the buyer s closing costs, as well as prepaid taxes and insurance.
If an opportunity to refinance comes up, FHA allows a streamlined refinance into a new FHA loan with only minimal documentation.
When it s time to sell, buyers may assume the loan at the original interest rate provided they qualify for a new FHA loan. If interest rates rise, this can make the home more attractive to many buyers.
A Home Team Mortgage loan officer can provide complete details on FHA loans, qualifying requirements and current interest rates.
In today s market, your buyer s best financing option may be an FHA loan!
Be sure and check out the Ebby Open House Search page for the best selection of North Texas Open Houses this weekend. Not only will you find almost 400 great open houses, but you can also sort them by all your desired search criteria!
Yesterday, Ebby was the keynote speaker at the annual Fort Worth, Texas Magazine Real Estate Luncheon, held at the Masonic Center in downtown Fort Worth. Ebby was introduced by Hal Brown, publisher & owner of Fort Worth, Texas Magazine. Before and after the luncheon, Ebby signed copies of her book, Ebby Halliday: The First Lady of Real Estate along with author Mike Poss. Among those in attendance were Ebby Arlington Office Manager Marilyn Newton, Ebby Southlake Office Manager Carolyn Rosson and multiple tables of Ebby Associates. For photos from yesterday’s luncheon, visit the official Ebby Halliday Facebook page here. And be sure to become a fan!
Thinking of buying a home? 2009 may be the best time ever!
Home prices in the Dallas – Fort Worth area are moderate and tax incentives of up to $8,000 are available for first-time buyers. Mortgage interest rates remain low, resulting in lower monthly house payments.
Today, however, credit worthiness is more important than ever when qualifying for a mortgage. A little up-front work can expedite the qualifying process.
Learn your credit score. Your credit score reflects your borrowing history and is considered by lenders an indication of how likely you are to pay back money you borrow.
Determine your debt-to-income ratio. This ratio expresses the amount of money you owe compared to the amount of money you make. Generally, a debt-to-income ratio of 38% or less is needed to qualify for a home loan.
Assemble the documentation the lender will require. Lenders usually require six months of bank statements and recent tax returns to verify income.
Obtain a pre-qualification letter from a dependable mortgage lender. Ask an Ebby Halliday, REALTORS sales associate to introduce you to a Home Team Mortgage loan officer who can quickly and easily pre-qualify you for a mortgage.
Now, you’re ready to work with your Ebby Halliday, REALTORS associate to find your perfect home!
In yesterday’s Dallas Morning News, Steve Brown reported that the Dallas/Forth Worth Metroplex was ranked the third best housing market in the country according to a just-released economic report from the Brookings Institution. Read the complete article here.
The Ebby Career Development Department wrapped up another great Fair Friday today – a series of free classes taught by David Fair of Hexter-Fair Title Company. The topic of today’s beach-themed class was “The 25 Most Common Mistakes” which addressed the everyday things that can keep a contract from closing and how to easily avoid them. Today was the second of five Fair Friday classes.
If you are interested in attending any of the remaining three classes – August 21, October 9 and December 4 – please contact Terry McMurtry, Career Development Services Assistant, at 972-680-6611 or firstname.lastname@example.org.
All classes are held at the training center at the Ebby Corporate Office from 10 am until noon.
It was a full house this morning at the Ebby Halliday Corporate Office – Associates from the Ebby Halliday Family of Companies learned social networking strategies from nationally renowned social networking expert, Matthew Ferrara. Matthew explained the value of social networking as a prospecting tool for the real estate industry and how it can be much more beneficial than the more traditional tools commonly used by real estate agents. He pointed out that while 95% of home buyers in 2008 were using social networking daily, only 11% of Realtors had a Facebook presence.
If you missed this morning’s discussion, there’s still time to make the afternoon class – you won’t be disappointed!